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Questions
and Answers about Managed Care:
HMO's and other forms of managed care are
becoming more prevalent. Whether you have just joined a managed care plan
for the first time or you have been a member for some time, you may have
some questions. This will give you an explanation of how managed care works.
The key to success in these plans is in realizing the fact that both you
and your doctor have responsibilities in "managing" your care.
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| Q.
What is managed care? |
Managed
care is a form of health insurance that tries to control costs while maintaining
a high quality of care.
The plans accomplish this by several methods.
- Using
the lowest cost setting to deliver the services needed.
- Obtaining
"volume discounts" by handling patients together and negotiating
with hospitals and other providers of care.
- Recognizing
the value of the broad perspective offered by a primary care physician.
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| Q.
Who Manages? |
The
primary care doctor (typically a family physician, internist or pediatrician)
is the "point person" who manages managed care. You have chosen
us as your primary care physician. If you are in need of prevention care
or treatment of an illness, you should contact us. It is our responsibility
to see to it that you are seen in a timely fashion and treated appropriately.
If there is a need for additional medical care, such as a consultation
or treatment by specialist, we will assist in arranging for that care,
including assistance with the authorization process through your health
plan. We will consider the recommendations of the specialist and, if appropriate,
authorize them. You will sometimes be given an authorization form for
the consulting specialist, typically good for one visit within a limited
time period.
It
is important that you NOT make appointments and/or see specialists or
consultants without authorization through our office since the health
plans do not accept retroactive authorizations for such visits. As a result,
the bill will not be paid by your plan for any visit to a specialist that
did not undergo the referral process in advance.
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| Q.
When should I call my primary care doctor? |
You
should call whenever you believe you have a problem that requires your
being seen or about which you feel uneasy. You should also call for your
health maintenance exams on a routine basis.
If
you feel you have a true emergency, you should call 911. In most instances
however, it is more appropriate to reach the physician on call and decide
together if an emergency room visit is appropriate. If you do transport
yourself to an emergency room without speaking to a physician first, your
health plan will make a decision about payment for that visit. We, as
your primary care physicians, cannot do retroactive authorizations for
emergency room visits about which we were not contacted before your arrival.
However, you should notify us afterward in any case so that we stay informed
about your health. Please refer to your specific health plan's policies
on the emergency room for more information.
For
less urgent problems, our offices are ready to take your messages, at
which point we will gather your chart and give all the information that
you've given us to the doctor and his or her nurse. In most case we return
our phone messages on the same day and we do appreciate guidance from
you as to when is best to call you. Lastly, be sure to call and cancel
your appointments if you are unable to come.
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| Q.
If my primary care physician decides I need specialty care, what do I do
if the specialist I want to see is not a participant in the plan? |
Usually,
it is possible to find a physician within the plan who has the same abilities,
background and other attributes as the requested physician. Rarely, the
specialist needed is so unique that no substitute can be found. On such
occasions, we may be able to negotiate with the health plan to obtain
authorization.
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| Q.
Why can't I go to the emergency room whenever I feel it is necessary? |
Emergency
rooms are very expensive and can't provide follow-up care. More extensive
testing is often done than would be necessary if you were seeing your
primary care doctor. Our records and our ability to see you again soon
(if necessary) are two important components of providing you with continuous
and coordinated care in an urgent setting.
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| Q.
What about weekends, holidays, and evenings? |
Each
of our offices has a doctor on call, you may be able to handle the problem
with the advice given. You may also be advised to call for an appointment
the following day. If there is an urgent need to be seen, the doctor will
either see you or authorize a visit to another doctor or an emergency
room. If you are out of town and become ill, seek appropriate emergency
care and call us during the next business day to let us know of your condition.
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| Q.
Why do I need to get prior authorization for hospitalization? |
Because
hospitals and their technology are costly, they must be used as efficiently
as possible. That is why it is necessary, in the case of elective admissions,
to plan out in advance how long you are expected to be in the hospital
and what procedure is planned.
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| Q.
Are annual check-ups allowed? |
Managed
care plans strongly support preventive care, including periodic check-ups.
The frequency of such check-ups depends on your age and your particular
health plan. Infants and young children have check-ups more often, whereas
older children and adults do not need to be seen as frequently. Some plans
do have a check-up schedule over and above which they do not pay for further
health maintenance. Also, some plans do require that camp or school physicals
that might fall in between these planned check-ups be paid for privately.
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| Q.
How is my annual "Well Woman Exam" dealt with in managed care? |
Most
managed care plans allow for one Well Women Exam per year. Our physicians
routinely provide this service as part of complete care for women. Many
of our patients choose to combine this with a thorough general exam. However,
most managed care plans allow women the option of having this exam performed
by a participating gynecologist. If you choose to see the gynecologist
and a problem is detected which our doctors are trained in treating, you
will be asked to follow up with us if you want your health plan to cover
the service. This includes "follow-up Pap smears." If the problem
is one that our physicians feel requires more specialized service (gynecological,
surgical, etc.), the appropriate referral will be completed. For gynecological
problems that occur in between your annual exams, we ask that you schedule
an appointment with us so that we may evaluate you.
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| Remember,
both you and your doctor have responsibilities to fulfill to make your managed
care most effective for you. If you have further questions, do not hesitate
to ask us or your plan. And thank you for choosing us to provide your care. |
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| ©
Copyright 2005, Herndon Family Medicine, Inc. 555 Herndon Parkway Suite100,
Herndon, VA 20170 All Rights Reserved. |